# Borrow
### Why borrow on Brila?
Borrowers can find capital at competitive rates from a network of global liquidity on Brila.
Using Brila's infrastructure, borrowers can access capital markets 24/7 with faster settlement than traditional finance systems.
Borrowers on Brila also have an opportunity to build their public "on-chain" financial reputation and position themselves to access more capital at better rates moving forward.
### **Who can borrow on Brila?**
Borrowers on Brila include leading institutions in the crypto industry, as well as "real world finance" borrowers, such as fintechs and credit funds.
See below for recent press on Brila borrowers:\
### Getting started as a borrower
Borrowers follow a simple process to receive their first loan on TrueFi:
1. **Onboard with a portfolio manager.**
* Borrowers can communicate with managers directly, or reach out to the team via official channels like X to get connected with potential managers in the Brila ecosystem.
* Complete KYB and negotiate loan terms with a portfolio manager.
2. [**Receive a loan.**](/user-guide/borrow/receiving-a-loan.md)
3. [**Repay a loan.**](/user-guide/borrow/repaying-a-loan.md)
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